Total and Permanent Disability Cover
Long-term support if you’re unable to return to work.
Total and permanent disability (TPD) cover provides a lump sum payment if you become permanently disabled and are unable to work again. It’s designed to help ease the financial burden of life-changing injuries or illness.
The payout can be used however you need from covering medical costs to making home modifications or covering the mortgage-repayments or ongoing living expenses. It’s about helping you maintain quality of life and financial stability, even when things don’t go to plan.

We partner with a wide range of mortgage lenders and insurance providers, giving you more choices and financial solutions.
Let’s start the conversation
Have questions or want to speak with an adviser about your goals? Book a time that suits you and one of our friendly team will be in touch.
Happy Client Feedback

I recently had the pleasure of working with Shahvir Irani for processing my insurance, and I am thoroughly impressed with the service provided. Shahvir demonstrated exceptional professionalism and efficiency throughout the process.... What stood out most was Shahvir's dedication to addressing my concerns and keeping me informed at every stage. His attention to detail and commitment to delivering high-quality service made a potentially stressful situation much more manageable.
Josika Mala
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Auckland: 1/34 Cavendish Drive, Manukau City Centre, Auckland 2104
Dunedin: 8 Manor Place, Central Dunedin, Dunedin 9016
Christchurch: 2 Joy Place, Rolleston, Christchurch 7614