Whether you are looking for First Home Loan, Mortgage Refinance, Investment Loan, Construction Loan, Asset Finance or Insurance, you are at the right place!
Swift Mortgage Advisers have been helping people like you find the right loan and insurance from New Zealand’s leading banks and lenders, and insurance providers.
With New Year, is it time now for you to review your mortgage or get a new one?
For any questions regarding your new home loan, reviewing your existing mortgage, and insurance, The Swift Team is available to answer all your questions through phone, email, Facebook Messenger.
Once we commit to you, we will be there with you and for you, for life. Through our journey, we not only get clients but build life long relationships.
Every client that we work with, successfully getting them a home loan, we plant a lemon tree in their new property.
We forge a long lasting relationship with our clients. As the lemon tree grows, our relationship grows. This signifies that the investment that our clients have done now will bear fruits that whole family will be proud of in years to come. Through this initiative, we are also able to give back to our community and the environment. Connect with us on Facebook ->
We are on your side – > Read more
Our Lemon Tree Story – > Watch our video
Follow our 100th Lemon Tree Celebration on our Facebook Page.
| Variable floating | 6 months | 1 year | 2 years | 3 years | 4 years | 5 years | |
| ANZ Bank | 4.44% | 3.65% | 2.79% | 2.95% | 3.35% | 4.75% | 4.85% |
| ASB Bank | 4.45% | 3.89% | 3.05% | 2.99% | 3.69% | 3.79% | 3.89% |
| BNZ Bank | 4.55% | 4.79% | 3.09% | 3.35% | 3.69% | 3.79% | 3.89% |
| Co-Operative Bank | 4.40% | 3.25% | 3.25% | 3.45% | 3.69% | 3.89% | 3.99% |
| Kiwibank | 4.40% | 4.29% | 3.09% | 3.39% | 3.65% | 3.99% | 4.09% |
| SBS Bank | 4.54% | 3.89% | 3.09% | 3.39% | 3.69% | 3.79% | 3.89% |
| TSB Bank | 4.54% | 3.89% | 2.49% | 3.35% | 3.69% | 3.79% | 3.89% |
| Westpac : Effective 25/5/20 | 4.59% | 4.79% | 2.79% | 2.79% | 3.39% | 3.49% | 3.59% |
| Bank of China | 4.35% | 3.89% | 2.79% | 2.89% | 3.19% | 3.79% | 3.89% |
Disclaimer – Interest rates are subject to change at any time. Every possible effort has been made to keep the information in the interest table and on this site as accurate as possible. However, neither Swift Mortgages nor anyone engaged to compile the rates on this site accept any liability for inaccuracies or any loss suffered as a result. Please contact us to discuss your specific financial situation and how we can assist you.
Registered Financial Adviser with over 20 years of experience in the industry, we have provided expert financial advice for both businesses and individuals, all over Auckland.
From finding the right loan to completing the application and monitoring the market after settlement, we will be the experts on your side to ensure your loan is working for you.
Once we have help you sort out your loan, we will ensure you have the appropriate insurance cover to protect your nest.



Don’t just take our word for it. See what our customers have to say about us.
Some of the 5 Star Reviews and Recommendations from our Facebook Page. Click here to read more reviews.
Dealing with Izaz has been absolutely amazing. He can do anything like super man! He has made our dreams come true with helping us get our first home. He was up front always delivered on what he said he would. Kept us updated daily done his absolute best in getting us what we needed and wanted. Always professionally but so friendly at the same time.. never made us feel silly like some banks do when applying for home loans. Would highly recommend Izaz to any young family not know how or what to do for there first home loans. We are so appreciative. HIGHLY RECOMMEND IZAZ & SWIFT TEAM.”🙂💯
Our journey with Swift Team started with Ranjana Singh. She really impressed us with her work ethic and passion. She priotised my family’s financial security during our search for our first home. Ranjana goes the extra mile with her guidance, her positive attitude and assurance kept us going. This has been generally a happy journey, Ranjana and Shahvir have become like a part of my family.
Highly recommend Swift mortgages to first home buyers
So impressed and happy with Swift team , thank you guys !
Huge thank you to Ranjana for assisting us with our construction loan, shes been supporting us with all our home loan needs from first we met her in ANZ Bank. she makes herself available for us whenever we needed her service. she’s a great asset to Swift company. she’s our broker for life. She is kind and full of knowledge. keep up the great work 👍
Thanks you Izaz and team for helping us get our finance approved in such a short period of time. Izaz has worked above and beyond the expectation to make sure that all required paperwork is there to meet each requirement and carried the whole transaction of process like he would handle his own. His work ethics are of high standard and I highly recommend Swift as your mortgage or insurance brokers.
Swift and Ranjana in particular is an absolute legend! Right from the very beginning to the end of this process Ranjana has provided nothing short of amazing work. She works tirelessly and always strives for excellence in everything she does and right to very last minute of a deadline provided she does it all and more.
Ranjana guided us through each step of this journey of buying our first and new home with clear and swift communication. There were MANY obstacles but she always remained positive and indeed she was right every time.
We reaped the fruits now of her hard work and exceptional customer service especially during covid 19 lockdown. Thank you so much Swift and Ranjana for everything you did for my family and I.
Also a special thank you to Shahvir for his wonderful customer service to guide us through the process of getting insurance. Our very first time also to think about let alone get insurance. It was all made easy because of Shahvir hard work.
Overall, we recommend Swift to everyone and anyone who is looking to purchase a first or new home and also attain insurance. You will not be disappointed! You too will achieve life goals with the help if Swift just like us! Magnificent company with amazing people!!!
The name swift speaks for itself and a very special thanks to Ranjana for helping us get our first home. Swift has a very highly recommendable staff that work hard for home buyers. Being a first home owner and getting so much knowledge and advice from Ranjana helped us achieve what we dreamt of.
Also being grateful to Shahvir for sorting out our house insurance and getting us a great deal!!!
Highly recommend Swift Mortgage to everyone one!!!!
Thanks again for all the swift work towards our first home!!!!
This review is waaaaaayyyy overdue as I’ve been busy adulting: working in health care industry, paying bills (never-ending bills 🤦🏻♀️) , looking after our lil boy, etc etc etc. Life could get crazy busy but there’s always one thing I’ve never had to worry about and that’s refinancing our mortgage. I’ve been with Swift Mortgages since 2018 and all the transactions have been above and beyond highly satisfactory 👍👍👍 Izaz has not only given us the best rates but also gave us priceless insight and advice with regards to securing our first investment property. Definitely recommend to discuss your mortgage/insurance/finance needs with Swift – they will not disappoint.
10 stars for the swift team, specially Izaz, for making us believe in what we thought will never be possible. Very friendly, professional service we got from izaz.
We highly recommend swift mortgages to those who are looking to buy their first home.
We will definitely be back in the future for more services from you guys again. Thank you once again.
With our recent mortgage refinance and insurance review, Izaz and Shahvir of Swift Mortgages provided us with tailored advice and guidance. We felt well looked after along the way with genuine care and support, not to mention their approachable personality. The entire process was smooth and hassle free in accomplishing the results we wanted.
They presented us with offers not incentivized to promote one product over another. At no point did it feel like they were trying to up sell, meaning you won’t be pressured into taking a loan or insurance policy that doesn’t make sense for your unique needs and borrowing situation. What stood out for me personally was the relationship building for the long run and it made us feel that they were on our side.
Whether it be insurance review or wanting to pull out cash for an upgrade, mortgage options or restructuring your current loan to pay it off faster, there are many reasons to consider a refinance with the Swift family.
With their quick professional service and Informative approach, I have no hesitation in recommending them to family and friends.
Priya and Sachin
I highly recommend Swift Mortgages. I lost all hope when I was looking to buy my first home. I was referred to Swift Mortgages by my Accountant. Izaz and his team made it very easy for me. Not only they did my Home loan, the did all my business loans on a good rate plus did my insurance.
I don’t have to worry when it comes to my Banking & Insurance. Izaz and his team got me covered.
Loved the Lemon 🍋 Tree concept. They came as a team and planted the Lemon tree. It’s an awesome idea. Keep up the good work team.
My experience with Swift mortgages was great, I got all the support Which I needed and the staff are awesome 👏 with best results. I would like to thanks all staff and especially Ranjana Singh for the guidance and the success I got with great service she provided me. I am very happy 😃 and blessed that I choose the right ppl and achieve what I dreamt off. Thanks a lot Ranjana Singh n stay bless always.
Just wana take this moment and thank izaz for his hard work towards one of my buyer with his recent purchase. Have been working with this buyer for few months with numerous offer on some properties being rejected and missed out on few multi offers.
Finally once they liked something which was on their price range but vendor only allowing 3days conditions. Called izaz and he promised me to get it done in 3days and he delivered his promised.
This is the fastest a broker has got my deal done. Highly recommended. Excellent job.
It was a great pleasure to deal with Ranjana Singh at Swift Mortgages. She made the whole process so smooth and easy for us as first home buyers. Amazing service and a great adviser. There was no going back and forth. She knew her job well and also knew exactly what we wanted. She got our loan approved just within a week and was a huge help to us throughout the settlement process. Thanks to Ranjana we are home owners today 👍 👍 I give her all the credit as she deserves it. I have recommended her to family and friends. Well done Ranjana, just want you to know that you are amazing at what you do. Keep it up and keep helping people 😊😊.
Izaz and his team have been invaluable to myself Joline in getting us into our first home.
We can’t recommend the swift team enough, they made the whole process so easy and straight forward.
We look forward to continuing to grow our personal and professional relationships with them going forward in the future.
It’s always an amazing experience helping our valued clients get in their dream home. For us that is also the start of a everlasting relationship with their family. Connect with us on Facebook ->












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