Smart Mortgage Solutions
When taking out a mortgage worth hundreds of thousands to millions of dollars, even a small difference in interest rates can have a big impact on your long-term costs. That’s why having the right mortgage structure matters.
At SWIFT, we partner with a range of trusted banks and lenders across New Zealand to find mortgage options tailored to your needs. Our aim is to secure competitive rates while structuring your mortgage to align with your financial goals.
Whether you’re just starting out or planning your next move, our team of experts is here to walk the journey with you.
Where are you on your home ownership journey?
Why Choose SWIFT?

Expert, Personalised service
We take the time to get to know you and understand your goals. With over 60 years of combined experience, we provide practical, personalised advice on home loans, insurance, and KiwiSaver investments that are tailored just for you.

Smarter Solutions, Competive Rates
We work with a range of banks and lenders to find competitive rates and financial options that suit your needs, not the banks. It’s about making smart lending choices that fit your goals and your life.

You Come First
You are more than a client to us. You are part of the SWIFT family. This means honest, straightforward advice with no hidden agendas and support you can trust.

Support Every Step of the Way - and Beyond
From our first converstation through to settlement and long after, you can rely on us. We offer practical guidance and genuine support, always with someone in your corner even if things do not go exactly as planned.
Not sure how much you can borrow or what your repayments might look like? Use our handy mortgage repayment calculators to start planning with confidence.

We partner with a wide range of mortgage lenders and insurance providers, giving you more choices and financial solutions.
Let’s start the conversation
Have questions or want to speak with an adviser about your goals? Book a time that suits you and one of our friendly team will be in touch.
Happy Client Feedback

Great experience refixing my mortgage with Swift.
Izaz took time to look through my finances together & suggested a tailored plan to enable me to pay my mortgage faster. Great one to one service, prompt communication & was always happy to expain terminology & answer my questions. Shahvir also looked through my Kiwisaver & put me on a new plan with better projected returns. I wouldn't go anywhere else.
Cthulhu Rising
Quick links

Auckland: 1/34 Cavendish Drive, Manukau City Centre, Auckland 2104
Dunedin: 8 Manor Place, Central Dunedin, Dunedin 9016
Christchurch: 2 Joy Place, Rolleston, Christchurch 7614