Mortgage Refinance

Refinance Your Mortgage

With fluctuating interest rates, refinancing your mortgage could potentially save you thousands on interest payments. Plus, you could even qualify for a cashback reward of up to 1% of your loan amount.

But it’s not just about the immediate benefits. Structuring your mortgage in the right way can set you up for long-term financial success. Don’t wait any longer, speak to your trusted Swift Advisor to explore your options today so you can enjoy more cash in your pocket.

Some of the common reasons for mortgage refinance are:

Are you getting a better rate from refinancing?

Are you looking at moving from fixed home loan rate to variable home loan rate, or vice versa?

As simple as it may sound but cheapest interest may not necessarily always be the right option. In some cases, it could actually cost you more money over the loan term. We will help you consider a combination of competitive rates, low fees and loan flexibility to ensure best outcome for you.

Do you need to access the equity in your property?

If you are having difficulty enjoying simple pleasures of your life like going on a family holiday or wanting to renovate or buy something new for your home, don’t stress – you are not the only the one. Solution could be in the equity from your property. Home Equity Loans are designed to give you access to the equity in your existing home loan via line of credit loan.

Do you need to consolidate your debts?

It is not uncommon for people to struggle with repayments on multiple high interest personal loans, credit cards and hire purchases.

Debt Consolidation can help you reduce your monthly finance repayments while saving you money on fees and other related charges. Take control of debt by consolidating them into a new lower interest rate loan.

Do you need to borrow for renovations?

No doubt, renovations always add value to your property. Why not capitalise on it, if there are options. At Swift Mortgages, we can help you get mortgage refinance that suits and benefits you in every possible way.

Why Choose Us?

We work smarter and harder everyday to help empower our clients shape up their financial plans and goals to achieve their dreams.

Don’t just take our word for it. Hear it from our valued clients. Watch this short video to know all about how a journey of this client started from our consultation to getting into their second home within their 4 years with SWIFT Mortgages Ltd.

Hear what our clients have to say!

Swift Mortgages

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Based on 285 reviews

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matt sim

07:10 03 Apr 24

My encounter with Swift Mortgages was nothing short of outstanding! Meysum's professionalism and unwavering assistance throughout the process were truly remarkable. He kept me informed and executed tasks promptly, streamlining the entire experience. I wholeheartedly endorse Swift Mortgages for their unparalleled service. They undoubtedly set the standard for excellence!

sushil chand

00:10 02 Apr 24

What an amazing experience dealing with Swift Mortgages. Izaz was very professional and very helpful during the whole process. He kept us informed and act promptly. He made the whole process so easy.We strongly recommend Swift Mortgages they are the best.

Dipendra Tuladhar

03:31 19 Mar 24

We stumbled upon swift with a reference from a family friend.We were lucky to have Joyce as our Advisor on achieving the goal of our lives. Swift (Joyce) was there for us through out our process until and also after shifting to our First home, guiding and providing with the information and knowledge which we needed to make the best of decisions that would suit our need.I highly recommend choosing Swift for all of the service they provide.

Monisha Prasad

00:32 19 Mar 24

Swift Mortgage are exactly what we needed. I would 100% recommend to anyone who wants that peace of mind, reassurance and confidence in the buying first home . We are grateful we found IZAZ and will seek to use only him again in the future. We highly recommended him, He is highly professional, prompt, efficient and clear with communication.Responds quickly, understands the requests, communicates well and gets the job done under pressure... He knows what he is doing and does it in a timely manner.Thank you so much IZAZ Bhai for making our dream come true

Zureen Tahir

05:33 18 Mar 24

Very happy. We are off shore, and Izaz got onto our refix along with getting us better rates then what ASB offered online.Highly recommend

Ma Marita Endaya

22:27 17 Mar 24

My family and I are very pleased with Joyce Ram as we experienced 101% of her support in every step our first home loan journey and timely release of our bank finance. Joyce is super reliable; truly exceeded our expectations. Highly recommended!! 👍👍👍

Shaleshni Deo

02:45 14 Mar 24

Hi Ranjana, Thank you so much for the tremendous support and assistance you provided last year; it meant a lot to us. I apologize for not being able to express our gratitude in person due to the busyness of last year. We're truly grateful for the lovely house we purchased with all your guidance and support. We're now comfortably settled and in the process of turning it into a true home, although that journey may take some time. Once again, thank you sincerely for all that you've done for us.From: Shaleshni and Avinesh

Len Moodley

03:30 20 Feb 24

I had a very pleasant experience with Swift mortgages. The team is very well experienced and professional. Izaz assisted me with my mortgage and several other things over the past 2 years and his service was excellent. His attention to detail, knowledge and experience truly assisted me in making great decisions. I highly recommend this company. So glad I was referred to them. They are a one stop shop for my financial wellbeing.

Devita Sami

19:57 28 Nov 23

Our heartfelt gratitude to Joyce Ram who provided an exceptionally outstanding advice and support all throughout our journey to make this possible in buying our first dream home. Thanks Joyce, you were amazing, accommodating and very responsive to all our little concerns and questions. You made us realise that it is not difficult to become home owners and getting loan is not that hard. We know you went above and beyond to assist us find the best home and get our home loan approved. You are always welcome home and I would recommend Swift mortgage company for its best customer service to whoever wants to buy their dream home. Again thank you for your tremendous support and service Joyce.

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