GETTING A FIRST HOME LOAN CAN BE STRESSFUL
But it doesn’t have to be when you are an educated buyer supported by knowledgeable and experienced broker with good connections.
We, The Swift Mortgage Advisers, are the experts to guide you through the process and get you the best mortgage deals. Getting into a first home requires careful planning, and for most of us, serious budgeting.
Let us help you get into your dream home!
The Swift Process
Starting with the basics for the first home buyers, our Swift Adviser will talk you through home loans and every step of the process so you can move forward, with confidence. The goal becomes to get you in the door faster with our home buying guides.
Being Independent Mortgage Advisers and because we don’t work for any particular lender, our advice to you will be impartial and in your best interest.
Since we have access to a wide range of lenders, we have the ability to get you a better deal on your mortgage than you will be able to get on your own.
Determine how much you can borrow
The first thing to do before deciding on type of property and location etc is to find out your affordability. See the checklist to see the documents that we will require to assess your eligibility and affordability.
Prepare your Home Loan Application
Checkout the Checklist to confirm the documents required. If there is a Sale & Purchase agreement in place, you can bring that along as well to help us the prepare the application for you.
Submit your Loan Application
Making sure that you meet the eligibility criteria and that all the paperwork is in order, we will have your loan approved from multiple lenders. This obviously allows you number of choices and to select the most suitable one.